File identity theft complaints with the FTC (Federal Trade Commission) online at
Victims who don't have Internet access can call the FTC's toll-free ID theft hotline at 877-ID THEFT
(TTY: 866-653-4261). It's open Monday to Friday, 9:00 a.m. to 8:00 p.m., Eastern Time.
For some good information regarding scams, check this web page...www.fakechecks.org
Scam Reminders: If it sounds too good to be true, it probably is...
When receiving offers via telephone, e-mail or regular US Postal Service that seem suspicious it is best to ignore them, delete them, or throw them away and not to participate.
If anyone initiates contact with you posing as a representative of a business and requests banking, credit card, or other personal information, hang up.
Never give this information out to anyone who initiates a call or other communication with you. Legitimate businesses will not call their customers to ask for this information, they already have it.
You may then call the institution the person claims to represent and report the incident to them.
Remember, if anyone sends you a request for money up front for a service, prize, or award, the contact is most likely a scam. Simply do not respond to these requests.
Further Information:
* Phishing: Read the Federal Trade Commission's publication,
"How Not to Get Hooked by a 'Phishing' Scam," at
www.ftc.gov/bcp/conline/pubs/alerts/phishingalrt.htm.
* Identity Theft: Visit the Department of Justice at
http://www.usdoj.gov/criminal/
fraud/idtheft.html
and
http://www.usdoj.gov/criminal/fraud/idquiz.html,
and the U.S. Postal Inspection Service's Web site at
http://www.usps.com/postalinspectors/id_intro.htm.
* Cybercrime: Visit the Department of Justice's Web site at
www.cybercrime.gov.
Source: U.S. Department of Justice, Criminal Division,
www.usdoj.gov/criminal/fraud/Phishing.pdf, March 1,
2005.
Immediate Steps ID Theft Victims Should Take
* Contact the police, and get a copy of the law enforcement
report.
* Call one of the nationwide credit reporting companies
(Equifax, Experian, and TransUnion) to place a fraud alert
on their credit files and get copies of their credit report
for free. An alert can prevent someone from opening a credit
account in the victim's name. Call the toll-free fraud
number of any one of the three companies to place the alerts
with all the companies and get the credit reports.
Equifax: 800-525-6285
Experian: 888-397-3742
TransUnion: 800-680-7289
* Contact each financial institution where fraudulent
accounts were opened, and close the accounts. Speak to
someone in the fraud or security department. Follow up in
writing. More information on how to dispute fraudulent
accounts is available at
www.consumer.gov/idtheft and in Take Charge: Fighting
Back against Identity Theft, a publication from the Federal
Trade Commission. Victims can get this publication online at
www.consumer.gov/idtheft.
* Contact the FTC at
www.consumer.gov/idtheft to report the ID theft and
learn how to minimize the effects of the fraud and protect
personal information. When the victim files a complaint with
the FTC, it becomes available to law enforcement through the
Consumer Sentinel network.
